The creditor attests to having been paid; their declaration counts first. The debtor may also declare having paid, but that proves the debt's extinction less well.
In what situations is it requested?
- repayment of a loan between relatives;
- proof to provide to an institution reviewing your credit file;
- an amicable settlement of a dispute;
- closing a file during an estate or a sale.
What should the declaration contain?
- the identity of the creditor and of the debtor;
- the origin and amount of the debt;
- the date and method of repayment;
- a statement that the creditor no longer claims anything under this debt;
- a statement of truthfulness.
How does this relate to the declaration of financial situation?
An institution reviewing your file may ask for both proof of an extinguished debt and a declaration of financial situation to get a full picture.
Sworn declaration of financial situation
Can it be sworn online?
Yes, when the document and situation are eligible for remote oath commissioning, by videoconference.
Online oath commissioning in Québec: how does it work?
Assermentation Express
Assermentation Express is not a notary, a lawyer or a collection service and does not legally characterize the debt. This service is limited to receiving the oath or solemn affirmation on a document already prepared.