Each insurer sets its own requirements (death certificate, forms, identification): a sworn declaration is only one possible document, to be confirmed with the insurer.
In what situations is it requested?
- a claim after the death of an insured relative;
- confirming identity or the relationship to the insured when documents are incomplete;
- an old policy whose documents cannot be found;
- a situation where several people claim the same sum.
What should the declaration contain?
- the beneficiary's full identity;
- the name of the insured person, their death and the known policy reference;
- the beneficiary's relationship to the insured;
- a statement of truthfulness.
What if estate rules apply?
Depending on how the beneficiary was designated, the sum may follow rules different from the estate. For an heir who must declare their capacity, see the article on the estate declaration.
Can it be sworn online?
Yes, when the document and situation are eligible for remote oath commissioning, by videoconference.
Online oath commissioning in Québec: how does it work?
Assermentation Express
Assermentation Express is not an insurer and does not determine your right to a benefit. This service is limited to receiving the oath or solemn affirmation on a document already prepared.