This requirement exists to prevent benefits from continuing to be paid after a beneficiary's death. It is common among retirees living in Québec who receive a pension from another country.
What is a proof-of-life certificate?
A proof-of-life certificate (or certificate of existence) is a document by which an authorized person confirms having seen and identified the beneficiary on a given date, allowing the paying organization to confirm the person is still alive.
Who requires a proof-of-life certificate?
This document is typically required by:
- a foreign national pension fund;
- a foreign social security agency;
- an insurer paying a life annuity.
Each organization has its own form, its own frequency, and its own requirements. Always refer to the instructions you received directly from the paying organization.
Does the proof-of-life certificate need to be sworn or notarized?
This depends entirely on the organization concerned. Some accept a proof-of-life certificate attested simply by an authority designated for that purpose; others require a declaration under oath or certification by a Commissioner for Oaths or a notary. Check the exact instructions received with your form before booking.
How does swearing a proof-of-life certificate work?
The commissioner verifies the declarant's identity at the time of signing — which matches exactly the purpose of the document: confirming that the named person is alive and identifiable as of that date. Bring the form provided by the paying organization and a valid piece of identification.
Can a proof-of-life certificate be authenticated online?
When the document and situation are eligible for remote oath commissioning, yes: the commissioner can verify your identity by videoconference and receive the declaration with no travel required.
Online oath commissioning in Québec: how does it work?
Assermentation Express
Assermentation Express is not a pension fund or a government website. This service does not determine whether your proof-of-life certificate needs to be sworn or notarized — always check the exact requirements of the organization paying your pension.