In case of identity theft, act quickly first: report the facts to the police and to the institutions concerned, and monitor your credit file. The sworn declaration replaces none of these steps.
In what situations is it requested?
- disputing accounts or debts opened in your name without your consent;
- a correction request with a credit bureau or an institution;
- an insurance or organizational process to regain control of your file;
- accompanying a police report.
What should the declaration contain?
- your full identity;
- the chronology of what you know (date of discovery, accounts or documents affected);
- the steps already taken (police, institutions, credit bureaus);
- a statement that you neither opened nor authorized the transactions in question;
- a statement of truthfulness.
How does this relate to the identity declaration?
The identity declaration confirms who you are when your documents are insufficient. Here, the goal is to explain that a third party used your identity without your knowledge — the two documents serve different purposes.
Can it be sworn online?
Yes, when the document and situation are eligible for remote oath commissioning, by videoconference.
Online oath commissioning in Québec: how does it work?
Assermentation Express
Assermentation Express is neither a police service nor a credit bureau and carries out no investigation. This service is limited to receiving the oath or solemn affirmation on a document already prepared.